The third phase has not yet started, and the crypto market is already there to argue and what digital economy will rise in the coming months. As part of the discussion, Finbold has highlighted 2 cryptocurrencies that will probably reach a $10 billion market in the second half of 2026.
Stars
Stars (XLM images) has risen by 13% at press time, July 1, is trading at around $0.2 and outperforms Bitcoin (BTC) behind the big stablecoin announcement.
In particular, Stellar has been chosen as the founding partner of Open USD, the new one stablecoin nothing he says supported by major corporations including Visa and BlackRock. This development is interpreted as a direct reference to Stellar’s role as a major digital payment solution.
Additionally, new rumors are circulating that the Depository Trust and Clearing Corporation (DTCC) may have chosen XLM for settlement. Although nothing has been confirmed, the claims have fueled speculation. The most important question going forward is whether real job-driven requirements can turn narrative movements into regular ones.
The last time XLM enjoyed a market cap of more than $10 billion was at the end of October 2025, when the stock was trading at around $0.31. With a current market cap of $6.74 billion, a new bullish development will be needed to send the cryptocurrency to $0.29 if it is among the cryptocurrencies to reach a $10 billion market cap in the second half of 2026.
Zcash
Zcash (ZEC) has risen 1.8% in the past 24 hours, changing hands at $395.83 and boasting a market capitalization of $6.69 billion at the time of writing as the capital exchange moves altcoins among them. The exit of Bitcoin.
Recently, one of the most important factors that make the Ironwood network rise in late July, which is expected to improve the performance of the security system and which can act as a trigger for instability, depending on the market conditions at that time.
What matters in the short term will be whether ZEC can maintain its position above $378 as the market waits for the Ironwood upgrade to provide a clear support. A rally of $590 would send the stock back above $10 billion, a level reached in early June.
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